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Life Insurance

As an expat in Thailand or a local resident, safeguarding your family's well-being is a top priority. Life's uncertainties can strike at any moment, making it crucial to have a robust life insurance plan in place. At Coreharbour, we understand the importance of safeguarding your loved ones. Whether you're a teacher or another type of business professional, offshore worker or someone who simply wants peace of mind for their business with Keyman Insurance, having the right life insurance plan can make all the difference.

Understanding Your Options

We offer impartial advice and guidance to help you choose the most suitable life insurance policy based on your individual needs and budget. Understanding your needs is our priority. We will help you;

  • Understand your range of options.

  • Select the plan that best fits your requirements and financial situation.

  • Feel comfortable knowing that your loved ones are protected.

Life Insurance solutions

Term Insurance

Term insurance is a type of life insurance that offers protection for an established time frame, usually between 5 and 30 years. A death benefit is paid to the beneficiaries if the insured person passes away within the policy's term. However, there is no compensation if the insured lives past the period. Comparing term insurance to other types of life insurance, it is typically less expensive. With this plan, you can expect a fixed level premium that won't change throughout the course of the policy's term.

Decreasing Term Insurance

Decreasing term insurance is a variant of term insurance where the death benefit decreases over the policy's term. It is commonly used to cover specific financial obligations that decrease over time, such as a mortgage or loan. The premiums for decreasing term insurance are often lower than those for level term insurance since the coverage amount decreases.

Life or Critical Illness

Life or critical illness insurance combines life insurance coverage with protection against critical illnesses. If the insured person passes away during the policy term or is diagnosed with a specified critical illness (such as cancer, heart attack, or stroke), a benefit is paid out. This type of insurance provides financial support to the insured and their family during challenging times.

Whole of Life

Whole of life insurance, also known as permanent life insurance, is a policy that provides coverage for the entire lifetime of the insured person. It guarantees a death benefit payout regardless of when the insured passes away, as long as the policy is active. 

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